HIGHLIGHTS
- YONO App is a universal banking-cum-payments app made exclusive for SBI account holders.
- It offers a wide range of payment features and account accessibility options.
- The YONO app also integrates UPI payment directly.
If you are an account holder in SBI (State Bank of India) and are not using its YONO app, then you are missing out on a lot. The app is provided exclusively for those who have an account in the SBI. The bank says that YONO stands for the “You Only Need One” app and this goes to show how confident the bank is with its app.
Table of Contents
Top 5 Reasons to Use YONO SBI App for UPI Payments
Out of the many features this YONO App has, UPI is one of the most useful ones. There are several benefits of not using the built-in UPI payment feature of this app. Day by day, the whole country has started using the UPI payment tech because of its ease of payment and SBI is taking it further. Let’s see how.
No need to use third-party apps for UPI payments
One of the biggest advantages of using the built-in UPI payment feature of the YONO SBI app is that you will not have to use any other 3rd party app for making UPI payments. Since you already have the bank’s official application that supports the UPI payment, it would be better to use it, rather than directing to any 3rd party and less reliable apps. In the situation of misfortune. the bank’s official app can be quite helpful since it’s directly associated with the bank.
Supports multiple bank accounts
If you have more than one account in SBI, let’s say one is your savings account and the other one is your salary or current account, then it would be beneficial for you to use the UPI payment feature of the YONO app, which will allow you to access and do payment from any of the bank accounts you have in a single click. This gives you a lot of convenience.
Read more: Best UPI Apps List in 2024
Better support and stronger security
Since it’s the official application of the State Bank of India you can expect better resolution and support in case of unfortunate misfortune. Let us say you end up making the wrong payment or something else goes wrong, then. it would be more reliable to use the bank’s official YONO application because it will generally have better support and security compared to any other 3rd party application.
A rewarding experience
YONO SBI application offers a lot of rewards towards customers in the form of cash bank and coupons Since the application supports a lot of payment options, and travel and ticket purchasing options, it would be best to use the application not only to get a better experience but to get rewarding experience as well. The official statement from the bank claims that users can enjoy numerous benefits and deals by using the app.
More convenience
Last, but not least since it’s the official application of the SBI, it should be more convenient for you to use. It’s a better choice to use a single app for managing your account along with making payments rather than using different apps; one for payment, one for ticket buying etc.
Read more: Banking Apps in 2025: Key Features Shaping the Future of Finance
Conclusion
In a nutshell, there are numerous benefits of using the SBI YONO application. One of the biggest advantages of the app is its convenience. The user can do numerous tasks such as doing UPI payments, purchasing flight tickets and managing accounts from one single application. This effectively eliminates the need to use a bunch of apps for different purposes. You should use this app if you have an account in the State Bank of India.
Frequently Asked Questions?
I don’t have an account in SBI, can I still use this app?
No, if you do not have an account in SBI, then there is no way you can use this application. However, if you can quickly open an account in SBI online and get access to this app.
Are there any hidden payment charges inside the app?
For UPI, there are no convenience or payment charges whatsoever. But for other features such as buying a travel ticket, you may have to pay some sort of charges which is a part of “legitimate” charges and not “hidden.”
Can I manage my account and card from this app?
Yes, you can manage and control both your card and account directly from this app. This is the biggest perk of it since it offers direct control alongside UPI payment and bill payment features.
