HIGHLIGHTS
- ICICI iMobile Pay offers a wide range of functions and usability control options for its customers.
- Users can use the iMobile Pay app for multiple useful purposes.
- The bank has designed the app in such a way that the users won’t need a different app for payments.
ICICI iMobile Pay application is a universal banking-cum-payment app exclusive to ICICI bank account holders. The application offers a wide range of features and other banking options that effectively eliminate the need for other payment apps for users. However, some of its users are not aware of how useful the app can be; and what are its key features.
Key Features of ICICI iMobile Pay Can Shock You!
As mentioned earlier, the iMobile Pay app by ICICI is filled with features and banking options. The app alone can have a lot of options other than giving you access to your bank and its details.
Built-in UPI Payments
The ICICI iMobile Pay has built-in UPI services, using which the users can transfer money to any contact and UPI ID with ease. This is a very good addition to the app since the users will now have to use third-party UPI applications to make UPI payments. Users can send money using its send money to contacts, send money to UPI ID or scan-to-pay feature.
Direct Control Over Account
The application also offers direct control over the user’s account. Not only the user can view it’s balance left in the account, but can also do other important things such as blocking the account in case of any suspicious transaction or see other important pieces of information such as account details and auto NACH mandates.
Bill Payments
UPI is surely a great addition to the ICICI iMobile Pay app, but this is now where it stops. The bank has also added the support of bill payments inside its app. Using this feature, user can pay their bills such as electricity bills, mobile recharge or credit card payments. The amount will be directly debited from the user’s account after successful verification hence, making the overall user experience better.
Card Limit Control
Other bank users are forced to use different apps to manage and control the limits of their credit and debit cards. But if you are an ICICI bank customer, the iMobile Pay will come in clutch. It offers comprehensive control over the user’s added debit card and credit card. You can control the spending limits of the card, can change its PIN or can also block/unblock the card whenever needed directly from the application.
Direct Investment Features
Last but not least, the ICICI iMobile Pay application supports direct investment features. This means that the user can directly invest their money in FDs, RDs and mutual funds from one single app. Users can also view and manage the investment later directly from the app. This can be very useful for investment freaks.
Conclusion
This was the summary of all the key features of the ICICI iMobile Pay application. We hope that reading this post has made you realize how powerful this particular app is and how you can use it in numerous different ways. The bank has made this app so universal that you won’t need a third-party app for savings investment or bill payments
Frequently Asked Questions
Who can use the ICICI iMobile Pay app?
Currently, only the account holders in ICICI Bank can use the iMobile Pay application. It is exclusive to the ICICI bank users and another bank user won’t be able to use it.
I have a zero balance account in ICICI, can I use this app?
Yes, any account holder of ICICI, regardless of its type can use the ICICI iMobile Pay application. The app will also function the same for both zero-balance and non-zero-balance accounts.
Is it mandatory to use the UPI feature of ICICI iMobile Pay if I’m using the app?
No. Whether you want to use the UPI feature of iMobile Pay is totally your choice. The bank has yet not made it mandatory for the users to use the UPI payment feature. It will only get activated once you manually do it.
